Archive for feng-shui

Chart your Child’s Accomplishments with a Chore Chart

September 12, 2009 No Comments

It can be very frustrating to ask your child over and over again to complete their chores without them ever getting done. Sometimes it’s the result of a child not knowing how to organize and prioritize their time. Help your child develop these important skills

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Help your Child be a Successful Student

August 21, 2009 No Comments

Sometimes it seems like the last thing on our children’s minds is their homework and their studies. Unfortunately, this can reflect in their grades and overall performance in school.

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Conquer Bathroom Clutter Simply and Effectively

August 9, 2009 No Comments

Bathrooms seem to be notorious for becoming cluttered and unkempt. Between small makeup compacts, medicine bottles, hair accessories, razors and the like, it can be quite easy to lose things in the shuffle. Assess your bathroom and its contents and utilize a few simple ideas and you’ll find more space and tranquility as a result.

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Creative and Affordable Ideas to Bring your Living Room to Life

June 20, 2009 No Comments

Your living room is the room in your house where most of the living takes place. It’s where your family gathers to watch television, read, and generally unwind and relax after a busy day. It’s also the room where company gathers during parties and holidays. Are you’re struggling to come up with decorating ideas

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Organize your Finances and Save Your Money

June 13, 2009 No Comments

You carefully plan how to spend your money. But you may have never organized a plan on how to best save your hard-earned money. Shopping the sales, cut corners, conserve energy, and clip coupons are all positive steps in the right direction, but with some careful planning and organized thought, you can make your dollar stretch even further.

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Housecleaning Shortcuts that Slash your Time

June 4, 2009 No Comments

Image by Dalboz17 via Flickr Sometimes it seems like housecleaning is a never-ending, time-consuming chore. Just when we thought we had a day or two off from work, then we have to spend our free time cleaning instead. However, housecleaning doesn’t have to consume your free time. With some clever ideas and time-saving actions, you ...

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Coordinating Your Busy Family’s Schedule

June 1, 2009 No Comments

If you have a busy family that seems to be traveling in different directions constantly, you know how challenging it can be to coordinate everyone’s schedules. Between projects and deadlines at the office, meetings with your children’s teachers, after school activities like soccer practice and troop meetings, not to mention the household chores, it can ...

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Attractive Arrangement of your Furniture Enhances your Room’s Décor

March 29, 2009 No Comments

Arranging the furniture in the right manner ensures that the room area is efficiently used. A clever furniture arrangement can also highlight a favorite piece of furniture. However, figuring out the best way to utilize space and create a comfortable atmosphere can be a difficult chore. But with some planning and creativity, it can be ...

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Conquer the Household Mail and Paper Demon

March 23, 2009 No Comments

Households are bombarded with paper on a daily basis. Bills, statements, pay stubs, calendars, schedules, menus and permission slips seem innocent enough individually, but when joined with the other piles of unattended paperwork, they can form an army that overwhelms even the best defenses. But you shouldn’t feel defenseless against this persistent warrior. With an ...

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Avoid the Avoiding Habit and Find More Time and Less Stress

March 13, 2009 No Comments

Procrastination can creep in and easily become a habit. Once it does, it erodes your capacity to function effectively. But it can be a hard habit to break. However, with some honest self-assessment and an organized and attainable plan of attack, it can be overcome successfully. Be gentle with yourself when you decide to try ...

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...