Every Little Bit of Savings Adds Up

7th February, 2010 - Posted by Editor - 1 Comment

Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to var a2a_config = a2a_config || {}; a2a_config.linkname="Every Little Bit of Savings Adds Up"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1141/every-little-bit-of-savings-adds-up"; Read More

How to Create a Family Budget

30th January, 2010 - Posted by Editor - No Comments

Making a family budget may be tricky, but it can be done. Here’s how. a2a_config.linkname="How to Create a Family Budget"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1137/how-to-create-a-family-budget"; a2a.init("page"); Read More

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

8th November, 2009 - Posted by Editor - No Comments

You will have seen from the examples above that you can save thousands of Rands and settle your bond years earlier by applying all or some or these methods. The maximum benefit will be gained by applying as many methods as possible in combination, making the additional payments into the bond as large as possible, and leaving the money in the bond for as long as possible. a2a_config.linkname="OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1081/other-advantages-of-utilising-your-homeloan-as-a-savings-account"; a2a.init("page"); Read More

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

1st November, 2009 - Posted by Editor - No Comments

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day earlier could knock as 2 months of your loan term. a2a_config.linkname="PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1061/pay-your-instalment-as-soon-as-possible-pay-in-advance-and-not-arrears"; a2a.init("page"); Read More

BUY WELL WITHIN YOUR MEANS

10th October, 2009 - Posted by Editor - No Comments

A lot of people make the mistake of buying a house very close to the maximum for which they qualify. If you require 100% finance because you have no cash for a deposit, and you need the bank to add the legal fees and transfer duties to your bond a2a_config.linkname="BUY WELL WITHIN YOUR MEANS"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1044/buy-well-within-your-means"; a2a.init("page"); Read More

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