Archive for February 6th, 2009

Divorce, find out about child support

February 6, 2009 No Comments

The key point around child support is to make sure that the children are taken care of when the parents separate. After a divorce, some people can not provide enough for their family on a single income, and thus it is essential that you file for child support. SAVE YOUR MARRIAGE: Suppose you could have ...

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Divorce

HOW TO GET EVERYTHING YOU WANT OUT OF LIFE – PART 2

February 6, 2009 No Comments

HOPEFULLY YOU HAVE COMPLETED / ANSWERED THE QUESTIONS IN PART 1. If not, it is strongly advised that you read part 1 again and consider taking step 1. SECOND, make a special report based on your self-appraisal and include in the report everything you ever did which you didn’t think you could do. THIS IS ...

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Self Development

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...