The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH FOR 20 YEARS! So what do we do about it? Well, the fact that interest is calculated daily can be used to our advantage.
Too much of anything is usually bad for the health. A little stress is actually good; as it could serve to help you function at your best. However, stress that seems a little too much could take a physical, as well as mental, toll to your body.
Sometimes it seems like the last thing on our children’s minds is their homework and their studies. Unfortunately, this can reflect in their grades and overall performance in school.
Life has a way of getting the best of us some days. Whether it’s working too many hours, shuffling your kids all over town for their activities, taking care of your household, or dealing with personal or family matters, stress can take its toll on you physically, mentally, emotionally, and spiritually. But there are simple steps you can take to combat stress, starting with the foods you eat.
Do you put off your work for later, only to find your deadlines steadily creeping in? Then you, my friend, are one of the millions of people afflicted by the procrastination virus. Procrastination is the biggest reason for loss of productivity and late output. Though many would not admit it, they would benefit greatly if they start their work on time.
The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods of reducing their bond terms, thereby saving money in the process. We will use practical examples to illustrate the effect that these methods can have in reducing your bond term.
Are you guilty of one or more of these “crimes” in your marriage? The crime of indifference, parallel living, failure to communicate or killing passion are crimes we often commit in our marriage. All is not lost, with a little effort and a change in thinking; you won’t be spending time in the “Crimes Against Marriage” prison. Read on and you’ll be paroled from your prison sentence in no time at all.
We’ve all had days when we didn’t feel like we were ‘on our game.’ And as we age, both our bodies and our brains grow old as well. By making smart food choices though, we can preserve our precious gray matter longer and improve brain function. Here are some brainy choices for keeping our noggins in tip-top shape
Bathrooms seem to be notorious for becoming cluttered and unkempt. Between small makeup compacts, medicine bottles, hair accessories, razors and the like, it can be quite easy to lose things in the shuffle. Assess your bathroom and its contents and utilize a few simple ideas and you’ll find more space and tranquility as a result.
Social skills are the way you interact with other people. It includes the way you talk, your body language and how you treat others in general. We start building social skills at birth. We learn how to talk, how to react in certain situations and how to act towards others by what we learn from those around us. If you have problems with your people skills it is easiest to fix them by looking at the basics.