Archive for August 21st, 2009

Home Loan Series Vol 2

August 21, 2009 No Comments

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH FOR 20 YEARS! So what do we do about it? Well, the fact that interest is calculated daily can be used to our advantage.

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Reduce Stress

August 21, 2009 No Comments

Too much of anything is usually bad for the health. A little stress is actually good; as it could serve to help you function at your best. However, stress that seems a little too much could take a physical, as well as mental, toll to your body.

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Tags: , , , , Health, Self Development

Help your Child be a Successful Student

August 21, 2009 No Comments

Sometimes it seems like the last thing on our children’s minds is their homework and their studies. Unfortunately, this can reflect in their grades and overall performance in school.

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Superfoods that Squash Stress

August 21, 2009 No Comments

Life has a way of getting the best of us some days. Whether it’s working too many hours, shuffling your kids all over town for their activities, taking care of your household, or dealing with personal or family matters, stress can take its toll on you physically, mentally, emotionally, and spiritually. But there are simple steps you can take to combat stress, starting with the foods you eat.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...