Archive for September, 2009

Superfoods for Fighting the Flu

September 26, 2009 No Comments

Breakouts of the flu are responsible for millions of lost hours at both work and home each year, not to mention many miserable days trying to recover. If you’re wondering what you can do to naturally boost your immunity and prepare your body’s defenses

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How to read effectively

September 26, 2009 No Comments

Much of what you learn can be acquired through reading. The simple activity of getting into a comfortable position and reading a book of your choice can open a new world for you. Reading enables you to tap into the minds of great people.

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Fun Ideas For Kids In The Summer

September 26, 2009 No Comments

Most children look forward to summer break all year long, but within the first few weeks after school is out, the typical child is complaining about boredom and he is wandering around the house with nothing to do. This summer, put an end to summer boredom by offering your child a variety of fun and simple traditional toys and activities.

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TAKE A MAXIMUM TRAVEL ALLOWANCE

September 26, 2009 No Comments

This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able …

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Superfoods to Stomp out a Cold

September 20, 2009 No Comments

Not only do healthy, nutrient-dense foods nourish your body and help the cells grow and reproduce, they also help arm your body’s defenses to ward off attacks from germs that cause colds. Low-fat meats, whole grains, fruits, vegetables and whole grains all play a part in preparing your body to do battle.

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Learning The Rewards Of Reading

September 20, 2009 No Comments

In a gathering, you can tell who the wide readers are. Wide readers think and speak well. They win the admiration, respect, and good opinion of others.

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DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

September 20, 2009 No Comments

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks generally reduce your monthly instalment accordingly, and place the onus on you to contact them if you do not want this change to be made.

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DO NOT TAKE A 13TH CHEQUE

September 20, 2009 No Comments

A popular practice amongst companies today is to allow staff to decide whether or not they would like a 13th cheque at the end of the year. The staff member can elect to receive his or her annual salary in 12 monthly payments, or reduce the amount paid each month in order to build up a reserve which is paid out as a bonus, or 13th cheque.

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Chart your Child’s Accomplishments with a Chore Chart

September 12, 2009 No Comments

It can be very frustrating to ask your child over and over again to complete their chores without them ever getting done. Sometimes it’s the result of a child not knowing how to organize and prioritize their time. Help your child develop these important skills

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Superfoods that Help Heartburn

September 12, 2009 No Comments

Heartburn and indigestion make millions of people miserable. Continuous digestive problems can be a symptom of overeating, bad food choices or something more serious. Thankfully simple changes in the foods you eat can provide relief.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...