Archive for September 26th, 2009

Superfoods for Fighting the Flu

September 26, 2009 No Comments

Breakouts of the flu are responsible for millions of lost hours at both work and home each year, not to mention many miserable days trying to recover. If you’re wondering what you can do to naturally boost your immunity and prepare your body’s defenses

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Tags: , , , , , , , Nutrition

How to read effectively

September 26, 2009 No Comments

Much of what you learn can be acquired through reading. The simple activity of getting into a comfortable position and reading a book of your choice can open a new world for you. Reading enables you to tap into the minds of great people.

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Tags: , , Self Development

Fun Ideas For Kids In The Summer

September 26, 2009 No Comments

Most children look forward to summer break all year long, but within the first few weeks after school is out, the typical child is complaining about boredom and he is wandering around the house with nothing to do. This summer, put an end to summer boredom by offering your child a variety of fun and simple traditional toys and activities.

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TAKE A MAXIMUM TRAVEL ALLOWANCE

September 26, 2009 No Comments

This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able …

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Tags: , , , , , Homeloan Series

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...