Archive for November, 2009

How to talk to a friend who is abusing alcohol or other drugs

November 15, 2009 No Comments

If one of your friends needed help with anything from illness to moving home you would be able to help. But when a friend shows signs of abusing alcohol or other drugs it sometimes hard to know what to say. Addiction is more than just a “problem” … its a

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Accelerate Your Learning Powers Using Subliminal Learning

November 15, 2009 No Comments

The possibilities are definitely boundless. Just imagine. If this were true, you would be able to learn new things without having to buckle down and do the dirty work. For example, it has been argued that learning a language is theoretically possible using subliminal techniques

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Tags: , , Self Development

Superfoods to Fend off Alzheimer’s disease

November 15, 2009 No Comments

Alzheimer’s disease is a progressive brain disorder that gradually destroys memory and the ability to think and reason. Recent estimates show approximately 4 million people in the U.S. have dementia, most with Alzheimer’s disease. By 2050, that number could be as high as 16 million.

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Dating Tips, What is the One Thing Woman Hate about Men

November 14, 2009 No Comments

I asked my women friends this question the other day about what things they hate about men and for some dating tips and I was surprised about the response. I assumed lack of money would be one issue women hate. Another issue I felt could be important would be a lack of listening skills. I expected that most women would find most me lack the ability to have a deep emotional connection. I also expected most women would like great sex. To my surprise

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

November 8, 2009 No Comments

You will have seen from the examples above that you can save thousands of Rands and settle your bond years earlier by applying all or some or these methods. The maximum benefit will be gained by applying as many methods as possible in combination, making the additional payments into the bond as large as possible, and leaving the money in the bond for as long as possible.

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Take It Easy and Enjoy Life

November 8, 2009 No Comments

Can you remember your childhood days? During those times, nothing yet seemed complicated – all we had to think about were crayons, cookies, or Santa Claus. We didn’t care about the things we didn’t know because we were just too oblivious of the things that might bother us.

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Superfoods for Conquering the Pain of Arthritis

November 8, 2009 No Comments

With some thought and planning, it’s easy to make these nutrient-dense foods part of your daily diet. With choices from virtually every food group, you’ll soon be well on your way to arming yourself to battle the pain of arthritis and begin to manage it from the inside out.

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Dating Advice For Women

November 3, 2009 No Comments

It can be difficult to be a woman in the dating scene. A lot can go wrong for you more so than for your male counterpart. Plus, men can be really ignorant about a few things. But, don’t worry. Here are a few tips on what to do and not to do during a date:

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Menu for an Upbeat Life

November 1, 2009 No Comments

Just like set menus from restaurants wherein different kinds of foods are served – from appetizers, to main dishes, to desserts – life also has its menu for an “upbeat life”. Different people have their own individual menu that makes them cheerful and optimistic. Find out what they are; they may help to keep your life meaningful, enjoyable, inspiring, and interesting.

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Superfoods that Fight Cancer

November 1, 2009 No Comments

As the nation’s second most deadly disease, cancer brings with it several risk factors. Therefore, it’s logical that we take a good look at the foods we’re eating, and start introducing nutrient-rich foods that are known to help reduce the cancer risk.

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Nutrition
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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...