Archive for January 30th, 2010

Finding Purpose, Self-Acceptance, and Self-Love Discovering Your Life Theme

January 30, 2010 No Comments

Each of us has a life theme, according to Daphne Rose Kingma, psychotherapist and author of Loving Yourself: Four Steps to a Happier You. A life theme is a single psychological issue that is the lesson plan for our lives.

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Tags: , , , Self Development

How to Create a Family Budget

January 30, 2010 No Comments

Making a family budget may be tricky, but it can be done. Here’s how.

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Tags: , , , , , , Wealth

What is Depression: Some New Light on the Old Blues?

January 30, 2010 No Comments

Depression primarily refers to a state of mind that is purely negative, with an inclination to insufficiency and a hopeless lack of interest to do things.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...