Tag Archive

TIME MANAGEMENT; ARE YOU MAKING THE BEST USE OF THE TIME YOU HAVE LEFT?

February 23, 2011 No Comments

Almost everyone needs or wants more money than they currently have, and with this desire most of these people would like to start some sort of extra income producing project. The trouble is, not many of these people seem able to fit “a second job” into their time schedules. It’s true that people are very ...

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Tags: , , , , , , , , Self Development

How Do You Magnetically Attract People To You

February 12, 2011 No Comments

Author: Jackie Khor Would you like to become wealthy working from home, pay off your debts, spend more time with your family, and retire in style? Would you like to have a multi-million dollar investment portfolio, live a life of abundance and eventually leave a rich legacy for your children? If so, I have some ...

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Tags: , , , , , Wealth

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

November 8, 2009 No Comments

You will have seen from the examples above that you can save thousands of Rands and settle your bond years earlier by applying all or some or these methods. The maximum benefit will be gained by applying as many methods as possible in combination, making the additional payments into the bond as large as possible, and leaving the money in the bond for as long as possible.

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Tags: , , , , , Homeloan Series

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

November 1, 2009 No Comments

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day earlier could knock as 2 months of your loan term.

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BUY WELL WITHIN YOUR MEANS

October 10, 2009 No Comments

A lot of people make the mistake of buying a house very close to the maximum for which they qualify. If you require 100% finance because you have no cash for a deposit, and you need the bank to add the legal fees and transfer duties to your bond

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Tags: , , , , Homeloan Series

BOOK REVIEW: The Fortune at the Bottom of the Pyramid

October 10, 2009 No Comments

In the first edition of this book (the complete original text of which is reproduced in this new edition) Prahalad highlighted the reasons for the failure of traditional approaches to poverty alleviation – and explored some tremendously successful innovations in this area driven by the efforts of large established enterprises

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Superfoods for Super Bones

October 4, 2009 No Comments

Many people believe that the primary cause of osteoporosis is the lack of calcium in their diet. However, in the overall picture, calcium is only a small piece of the puzzle. Though calcium supplements can certainly help, there are other dietary concerns that need to be examined.

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DO NOT ALLOW THE BANK TO ADD ON COSTS

October 4, 2009 No Comments

Today’s competition between banks for bond business is very strong. This results in them making various offers to their customers in order to make buying a home easier. This includes adding a variety of costs onto the bond account

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Is everything happening perfectly?

October 4, 2009 No Comments

12 ways to improve the odds One thing of which we are all certain is that the future is uncertain. But what if there was a way to increase the odds of it all happening perfectly. The author of Embracing Uncertainty, Dr Susan Jeffers believes there is: by learning how to use the infinite wisdom of your intuitive mind.

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Tags: , , , , , , Business, Uncategorized

TAKE A MAXIMUM TRAVEL ALLOWANCE

September 26, 2009 No Comments

This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able …

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...