Tag Archive

Social Skills and the 5 Keys to Winning Friends

August 7, 2009 No Comments

Social skills are the way you interact with other people. It includes the way you talk, your body language and how you treat others in general. We start building social skills at birth. We learn how to talk, how to react in certain situations and how to act towards others by what we learn from those around us. If you have problems with your people skills it is easiest to fix them by looking at the basics.

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Improve Your Marriage Ten-Fold In One Evening

July 24, 2009 No Comments

It seems unlikely that anyone could improve his or her marriage in one evening. Well read on! Any positive step in the right direction is an improvement that will continue as long as the efforts continue to be made. As our recent MarriageAdvice.com poll showed, more than 40% of our 207 respondents identified that the single biggest frustration in their marriage was that their husbands “Didn’t Communicate Enough”.

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How To Romance Your Partner

June 13, 2009 No Comments

One of the keys to romance is finding the little things that make your partner feel appreciated. In general, men and women are different in this area and what works for one person may not work for another but according to a book from a few years ago called, “The Five Love Languages”, the things that all people seek can be broken down into the following five categories: 1.Words of Affirmation 2.Receiving Gifts 3.Quality Time 4.Acts of Service 5.Physical Touch

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...