Tag Archive

Are You a Compulsive Debtor?

February 15, 2011 No Comments

Author: Brian Higdon If you’re in the middle of a financial crisis, and particularly if you always seem to be in the middle of a financial crisis, you may need to ask yourself, “Am I a compulsive spender, or am I just having problems with debt right now?” // < ![CDATA[ google_ad_client = "pub-1317599952959347"; /* ...

How to Create a Family Budget

January 30, 2010 No Comments

Making a family budget may be tricky, but it can be done. Here’s how.

Home Loan Series Vol 2

August 21, 2009 No Comments

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH FOR 20 YEARS! So what do we do about it? Well, the fact that interest is calculated daily can be used to our advantage.

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...

News

Are You a Compulsive Debtor?

Author: Brian Higdon If you’re in the middle of a financial crisis, and particularly if you always seem to...

How Do You Magnetically Attract People To You

Author: Jackie Khor Would you like to become wealthy working from home, pay off your debts, spend more time...

Every Little Bit of Savings Adds Up

Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look...

How to Create a Family Budget

Making a family budget may be tricky, but it can be done. Here's how.

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

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