Tag Archive

Take It Easy and Enjoy Life

November 8, 2009 No Comments

Can you remember your childhood days? During those times, nothing yet seemed complicated – all we had to think about were crayons, cookies, or Santa Claus. We didn’t care about the things we didn’t know because we were just too oblivious of the things that might bother us.

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Tags: , , , , , Self Development

Philanthropy: Giving Your All

July 31, 2009 No Comments

The act of giving your very best to the needy can likewise cultivate the best emotional satisfaction in your heart. Whatever form of help you extend, be it service or something of value, you will undoubtedly receive something better in return.

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Limiting beliefs hold you back

July 10, 2009 No Comments

People who believe they can do something tend to succeed. Those who believe they can’t, tend to fail. What you think is what you get. This means every time you start any sentence with, “I can’t …” “I have to …” or “It’s impossible to ..,” you are holding yourself back, says career fulfilment specialist Patricia Soldati.

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Tags: , , , , , , Business, Self Development

Dealing With Sorrow – Depression Management

June 28, 2009 No Comments

The term depression is commonly used that people tend not to take it seriously anymore, it is a very serious condition that could impair one’s life. Depression is very difficult. It can debilitate one’s normal functions, making even the most mundane tasks such as getting up from bed or eating breakfast seemingly difficult.

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Sixteen habits of mind

June 28, 2009 No Comments

Strategies for making intelligent decisions By asking “What is the most intelligent thing we can do right now?” business teams learn to employ one of sixteen habits of mind to handle challenging scenarios intelligently and powerfully. Such results require teams to skilfully combine multiple talents, attitudes, cues, past experiences and behavioural predispositions.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...