Tag Archive

How to Create a Family Budget

January 30, 2010 No Comments

Making a family budget may be tricky, but it can be done. Here’s how.

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Tags: , , , , , , Wealth

How to talk to a friend who is abusing alcohol or other drugs

November 15, 2009 No Comments

If one of your friends needed help with anything from illness to moving home you would be able to help. But when a friend shows signs of abusing alcohol or other drugs it sometimes hard to know what to say. Addiction is more than just a “problem” … its a

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Tags: , , , , , Health

Chart your Child’s Accomplishments with a Chore Chart

September 12, 2009 No Comments

It can be very frustrating to ask your child over and over again to complete their chores without them ever getting done. Sometimes it’s the result of a child not knowing how to organize and prioritize their time. Help your child develop these important skills

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Tags: , , , , , , feng-shui

How to Deal with People to Get What You Want

August 7, 2009 No Comments

To get something you want through intimidation or violence is to invite trouble. Yes, it’s possible but not advisable to use forceful methods because the results are undesirable and at times disastrous. To get what you want, give people what they want. Just what do people want?

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Tags: , , , , , , Self Development

Improve Your Marriage Ten-Fold In One Evening

July 24, 2009 No Comments

It seems unlikely that anyone could improve his or her marriage in one evening. Well read on! Any positive step in the right direction is an improvement that will continue as long as the efforts continue to be made. As our recent MarriageAdvice.com poll showed, more than 40% of our 207 respondents identified that the single biggest frustration in their marriage was that their husbands “Didn’t Communicate Enough”.

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Five Types of Marriages…Which Group Are You In?

July 10, 2009 No Comments

There are a variety of different marriage “groups” out there. As you discover your group, you will be better able to determine if it’s the group you want to be in for the rest of your life, or if some adjustments are in order.

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True Friendships Are Special Gifts That Last Lifetimes

July 3, 2009 No Comments

“Savor your friendships as you grow old; many are silver, but one is pure gold.” This is sage advice for those who have been fortunate enough to find that one true friendship. Or perhaps you have maintained friendships from your days in elementary school. Whatever the case, friends are precious gifts we give to ourselves.

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Creative and Affordable Ideas to Bring your Living Room to Life

June 20, 2009 No Comments

Your living room is the room in your house where most of the living takes place. It’s where your family gathers to watch television, read, and generally unwind and relax after a busy day. It’s also the room where company gathers during parties and holidays. Are you’re struggling to come up with decorating ideas

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Coordinating Your Busy Family’s Schedule

June 1, 2009 No Comments

If you have a busy family that seems to be traveling in different directions constantly, you know how challenging it can be to coordinate everyone’s schedules. Between projects and deadlines at the office, meetings with your children’s teachers, after school activities like soccer practice and troop meetings, not to mention the household chores, it can ...

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Tags: , Relationships, Self Development, feng-shui

OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...