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LOSING WEIGHT AND SMOKING CIGARETTES

February 10, 2011 No Comments

LOSING WEIGHT AND SMOKING CIGARETTES By: Robert Elias Najemy Michael rejects Nancy for being overweight and she condemns his smoking. They have a discipline problem. They cannot control certain needs and urges that are undermining their health and appearance. They both reject themselves for this, but get angry when the other reminds them of what ...

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Superfoods for Healthy Hair

February 7, 2010 No Comments

We’ve all learned through the years that a well-balanced diet is healthy for our body and critical for optimal health and performance. Our hair is no different A mixture of protein, complex carbohydrates, vitamins, minerals and iron are all required for healthy, strong hair.

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Finding Purpose, Self-Acceptance, and Self-Love Discovering Your Life Theme

January 30, 2010 No Comments

Each of us has a life theme, according to Daphne Rose Kingma, psychotherapist and author of Loving Yourself: Four Steps to a Happier You. A life theme is a single psychological issue that is the lesson plan for our lives.

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What is Depression: Some New Light on the Old Blues?

January 30, 2010 No Comments

Depression primarily refers to a state of mind that is purely negative, with an inclination to insufficiency and a hopeless lack of interest to do things.

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Superfoods for a Super Long Life

January 24, 2010 No Comments

Recent research shows that specific chemicals in foods — such as sulforaphane, a phytochemical in broccoli — work with your genes to ratchet up your body’s natural defense systems, helping to inactivate toxins and free radicals before they can do the damage that leads to cancer, cardiovascular disease, and even premature aging.

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Tips To Keep Memory In Tip top Condition

January 24, 2010 No Comments

Keeping your memory in good condition is a vital part of the brain’s function. Every now and then, our actions greatly depend on a lot of information we retrieve from our memory bank. Such information can either be short term (such as specific tasks that we have to do) or long term (such as the ability to drive a car or repeat an instruction we read from a book).

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How to talk to a friend who is abusing alcohol or other drugs

November 15, 2009 No Comments

If one of your friends needed help with anything from illness to moving home you would be able to help. But when a friend shows signs of abusing alcohol or other drugs it sometimes hard to know what to say. Addiction is more than just a “problem” … its a

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Superfoods to Fend off Alzheimer’s disease

November 15, 2009 No Comments

Alzheimer’s disease is a progressive brain disorder that gradually destroys memory and the ability to think and reason. Recent estimates show approximately 4 million people in the U.S. have dementia, most with Alzheimer’s disease. By 2050, that number could be as high as 16 million.

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Take It Easy and Enjoy Life

November 8, 2009 No Comments

Can you remember your childhood days? During those times, nothing yet seemed complicated – all we had to think about were crayons, cookies, or Santa Claus. We didn’t care about the things we didn’t know because we were just too oblivious of the things that might bother us.

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Superfoods for Conquering the Pain of Arthritis

November 8, 2009 No Comments

With some thought and planning, it’s easy to make these nutrient-dense foods part of your daily diet. With choices from virtually every food group, you’ll soon be well on your way to arming yourself to battle the pain of arthritis and begin to manage it from the inside out.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...