Tag Archive

How to Find Love

January 24, 2010 No Comments

The man or woman who will be treasured by their spouse some day is the one who has that other person’s comfort, happiness, and well-being first and foremost in their mind at all times. Selfishness is the direct opposite of love, and being selfish cannot help but render a person virtually unlovable.

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How To Romance Your Partner

June 13, 2009 No Comments

One of the keys to romance is finding the little things that make your partner feel appreciated. In general, men and women are different in this area and what works for one person may not work for another but according to a book from a few years ago called, “The Five Love Languages”, the things that all people seek can be broken down into the following five categories: 1.Words of Affirmation 2.Receiving Gifts 3.Quality Time 4.Acts of Service 5.Physical Touch

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Exercise and Cellulite

May 13, 2009 No Comments

When Mike turned 65, he was 25 pounds overweight. By strict dieting, he shed the extra pounds, but he lost more weight; he also lost his energy and vitality. He was always exhausted, and his friends, seeing his gaunt, drawn face, worried about his health. By the time he volunteered for a particular fitness program ...

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Becoming A Healthy Eater

March 23, 2009 No Comments

Being a healthy eater requires you to become both educated and smart about what healthy eating actually is. Being food smart isn’t about learning to calculate grams or fat, nor is it about studying labels and counting calories. Healthy eating is all about balanced and moderate eating, consisting of healthy meals at least three times ...

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Benefits of Fish Oil for Fitness and Health

March 13, 2009 No Comments

When the words oils and fats are mentioned, health-conscious individuals tend to run for cover. What they fail to realize is that there are good fats and bad fats. Complete avoidance of intake of oils and fats would actually be detrimental – rather than beneficial – to their health. The Truth about Fish Oil Essential ...

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Staying Motivated to Exercise

February 20, 2009 No Comments

Exercise is always a do-it-yourself venture. No other person and no machine can do it for you. Hence, it is important to have those motivating factors to ensure that you stick to the program. Despite the momentum toward weight gain, you can stop it from happening. And there are plenty of good reasons to avoid excess pounds, reasons that go beyond vanity or social appearance. There are many reasons in order to keep you motivated to exercise and stay healthy for the rest of your life.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...