Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to
You will have seen from the examples above that you can save thousands of Rands and settle your bond years earlier by applying all or some or these methods. The maximum benefit will be gained by applying as many methods as possible in combination, making the additional payments into the bond as large as possible, and leaving the money in the bond for as long as possible.
It can be very frustrating to ask your child over and over again to complete their chores without them ever getting done. Sometimes it’s the result of a child not knowing how to organize and prioritize their time. Help your child develop these important skills
The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods of reducing their bond terms, thereby saving money in the process. We will use practical examples to illustrate the effect that these methods can have in reducing your bond term.
Arranging the furniture in the right manner ensures that the room area is efficiently used. A clever furniture arrangement can also highlight a favorite piece of furniture. However, figuring out the best way to utilize space and create a comfortable atmosphere can be a difficult chore. But with some planning and creativity, it can be ...
Households are bombarded with paper on a daily basis. Bills, statements, pay stubs, calendars, schedules, menus and permission slips seem innocent enough individually, but when joined with the other piles of unattended paperwork, they can form an army that overwhelms even the best defenses. But you shouldn’t feel defenseless against this persistent warrior. With an ...
If you’re looking into adding some fresh decorative touches to your home, a good place to start is with your window treatments. But it can be a bit daunting to your budget to purchase window treatments for an entire room. However, there are many window treatment options available that you can do yourself, and you ...