Every Little Bit of Savings Adds Up

7th February, 2010 - Posted by Editor - 1 Comment

Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to var a2a_config = a2a_config || {}; a2a_config.linkname="Every Little Bit of Savings Adds Up"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1141/every-little-bit-of-savings-adds-up"; Read More

How to Create a Family Budget

30th January, 2010 - Posted by Editor - No Comments

Making a family budget may be tricky, but it can be done. Here’s how. a2a_config.linkname="How to Create a Family Budget"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1137/how-to-create-a-family-budget"; a2a.init("page"); Read More

BUY WELL WITHIN YOUR MEANS

10th October, 2009 - Posted by Editor - No Comments

A lot of people make the mistake of buying a house very close to the maximum for which they qualify. If you require 100% finance because you have no cash for a deposit, and you need the bank to add the legal fees and transfer duties to your bond a2a_config.linkname="BUY WELL WITHIN YOUR MEANS"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/1044/buy-well-within-your-means"; a2a.init("page"); Read More

TAKE A MAXIMUM TRAVEL ALLOWANCE

26th September, 2009 - Posted by Editor - No Comments

This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able … a2a_config.linkname="TAKE A MAXIMUM TRAVEL ALLOWANCE"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/981/take-a-maximum-travel-allowance"; a2a.init("page"); Read More

Homeloan Series Vol 1

15th August, 2009 - Posted by Editor - No Comments

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods of reducing their bond terms, thereby saving money in the process. We will use practical examples to illustrate the effect that these methods can have in reducing your bond term. a2a_config.linkname="Homeloan Series Vol 1"; a2a_config.linkurl="http://www.newsletter.mymole.co.za/138/homeloan-series-vol-1"; a2a.init("page"); Read More

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