Author: Brian Higdon If you’re in the middle of a financial crisis, and particularly if you always seem to be in the middle of a financial crisis, you may need to ask yourself, “Am I a compulsive spender, or am I just having problems with debt right now?” // < 
Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we’re paying every month, it’s easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to
Making a family budget may be tricky, but it can be done. Here’s how.
A lot of people make the mistake of buying a house very close to the maximum for which they qualify. If you require 100% finance because you have no cash for a deposit, and you need the bank to add the legal fees and transfer duties to your bond
This piece of information is closely related to the section on not taking a 13th cheque from your employer. When structuring your remuneration package, you may be entitled to receive a portion of your earnings in the form of a travel, or car allowance. This has certain tax benefits, as long as you are able …
The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods of reducing their bond terms, thereby saving money in the process. We will use practical examples to illustrate the effect that these methods can have in reducing your bond term.
There are a variety of different marriage “groups” out there. As you discover your group, you will be better able to determine if it’s the group you want to be in for the rest of your life, or if some adjustments are in order.
You carefully plan how to spend your money. But you may have never organized a plan on how to best save your hard-earned money. Shopping the sales, cut corners, conserve energy, and clip coupons are all positive steps in the right direction, but with some careful planning and organized thought, you can make your dollar stretch even further.
Everyone, at some point in their lives, becomes embroiled in the mess of being involved a toxic relationship. “If you are around a toxic person for too long, your sense of self-worth and your capability greatly diminish. Toxic people can be like vampires, draining your energy – mentally, emotionally and financially. When you are with them your mood turns sour and you simply don’t feel good. And, after an interaction with a toxic person, you feel the need to shower yourself in some positivity,” says leadership and motivation expert Shelley Holmes. She says these types of behaviours are common in relationships that are toxic: