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PART 2: HOW TO DEVELOP A WINNING ATTITUDE

February 21, 2011 No Comments

“Thinking is the hardest work there is, which is the probable reason why so few engage in it.” -Henry Ford Man‘s ability over all other creatures on this Earth is the ability to think. All successful people use this talent to improve their lives and control their own destiny. Only you can take the initial ...

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HOW TO DEVELOP A WINNING ATTITUDE

February 17, 2011 No Comments

What does it take in our everyday lives to be successful? In order to evaluate this question it is first necessary to understand what “success” is and what all successful people have in common. It is probably safe to assume that anyone reading this article wants to be successful. However, only 5% of the population ...

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Philanthropy: Giving Your All

July 31, 2009 No Comments

The act of giving your very best to the needy can likewise cultivate the best emotional satisfaction in your heart. Whatever form of help you extend, be it service or something of value, you will undoubtedly receive something better in return.

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Sixteen habits of mind

June 28, 2009 No Comments

Strategies for making intelligent decisions By asking “What is the most intelligent thing we can do right now?” business teams learn to employ one of sixteen habits of mind to handle challenging scenarios intelligently and powerfully. Such results require teams to skilfully combine multiple talents, attitudes, cues, past experiences and behavioural predispositions.

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...