Tag Archive

TIME MANAGEMENT; ARE YOU MAKING THE BEST USE OF THE TIME YOU HAVE LEFT?

February 23, 2011 No Comments

Almost everyone needs or wants more money than they currently have, and with this desire most of these people would like to start some sort of extra income producing project. The trouble is, not many of these people seem able to fit “a second job” into their time schedules. It’s true that people are very ...

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PART 2: HOW TO DEVELOP A WINNING ATTITUDE

February 21, 2011 No Comments

“Thinking is the hardest work there is, which is the probable reason why so few engage in it.” -Henry Ford Man‘s ability over all other creatures on this Earth is the ability to think. All successful people use this talent to improve their lives and control their own destiny. Only you can take the initial ...

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HOW TO DEVELOP A WINNING ATTITUDE

February 17, 2011 No Comments

What does it take in our everyday lives to be successful? In order to evaluate this question it is first necessary to understand what “success” is and what all successful people have in common. It is probably safe to assume that anyone reading this article wants to be successful. However, only 5% of the population ...

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Are You a Compulsive Debtor?

February 15, 2011 No Comments

Author: Brian Higdon If you’re in the middle of a financial crisis, and particularly if you always seem to be in the middle of a financial crisis, you may need to ask yourself, “Am I a compulsive spender, or am I just having problems with debt right now?” // < ![CDATA[ google_ad_client = "pub-1317599952959347"; /* ...

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How To Determine What You Want In Life

July 3, 2009 No Comments

Most people don’t discover what they want in life until it’s time to die – and that’s a shame. Most people spend the best years of their lives watching television or doing things they dislike. An author described humanity by saying, “Most people die at twenty and are buried at eighty.” Are you one of the living zombies? What do you really want in life?

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Book Review: How to be useful

June 5, 2009 No Comments

Author: Megan Hustad Publisher: Simon & Schuster (2008), 232 pages “How to be useful” is a wide-ranging review of some of the business literature of the ‘how to advance yourself in society and in business’-genre published over the past 150 years. It would appear that the more things change, the more they stay the same, ...

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Exercise and Cellulite

May 13, 2009 No Comments

When Mike turned 65, he was 25 pounds overweight. By strict dieting, he shed the extra pounds, but he lost more weight; he also lost his energy and vitality. He was always exhausted, and his friends, seeing his gaunt, drawn face, worried about his health. By the time he volunteered for a particular fitness program ...

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...