Tag Archive

Take It Easy and Enjoy Life

November 8, 2009 No Comments

Can you remember your childhood days? During those times, nothing yet seemed complicated – all we had to think about were crayons, cookies, or Santa Claus. We didn’t care about the things we didn’t know because we were just too oblivious of the things that might bother us.

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Tags: , , , , , Self Development

Reduce Stress

August 21, 2009 No Comments

Too much of anything is usually bad for the health. A little stress is actually good; as it could serve to help you function at your best. However, stress that seems a little too much could take a physical, as well as mental, toll to your body.

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Tags: , , , , Health, Self Development

Superfoods that Squash Stress

August 21, 2009 No Comments

Life has a way of getting the best of us some days. Whether it’s working too many hours, shuffling your kids all over town for their activities, taking care of your household, or dealing with personal or family matters, stress can take its toll on you physically, mentally, emotionally, and spiritually. But there are simple steps you can take to combat stress, starting with the foods you eat.

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Tags: , , , Nutrition

Housecleaning Shortcuts that Slash your Time

June 4, 2009 No Comments

Image by Dalboz17 via Flickr Sometimes it seems like housecleaning is a never-ending, time-consuming chore. Just when we thought we had a day or two off from work, then we have to spend our free time cleaning instead. However, housecleaning doesn’t have to consume your free time. With some clever ideas and time-saving actions, you ...

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Tags: , , , , , , , , feng-shui

Relationship Advice: Scratch An Adult, and You’ll Find a Scared Child Underneath

May 29, 2009 No Comments

“Scratch an adult, and you’ll find a scared child underneath.” Who said this? I did. Ok, it’s not a very famous quote. But, I do say it, over and over. And people shake their heads yes, acknowledging that they know what I mean. “Under stress, we regress.” The man who trained me many years ago ...

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Tags: , , , , , , Health, Relationships

Conquer the Household Mail and Paper Demon

March 23, 2009 No Comments

Households are bombarded with paper on a daily basis. Bills, statements, pay stubs, calendars, schedules, menus and permission slips seem innocent enough individually, but when joined with the other piles of unattended paperwork, they can form an army that overwhelms even the best defenses. But you shouldn’t feel defenseless against this persistent warrior. With an ...

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Tags: , , , , , , Self Development, feng-shui

Avoid the Avoiding Habit and Find More Time and Less Stress

March 13, 2009 No Comments

Procrastination can creep in and easily become a habit. Once it does, it erodes your capacity to function effectively. But it can be a hard habit to break. However, with some honest self-assessment and an organized and attainable plan of attack, it can be overcome successfully. Be gentle with yourself when you decide to try ...

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...