Tag Archive

TIME MANAGEMENT; ARE YOU MAKING THE BEST USE OF THE TIME YOU HAVE LEFT?

February 23, 2011 No Comments

Almost everyone needs or wants more money than they currently have, and with this desire most of these people would like to start some sort of extra income producing project. The trouble is, not many of these people seem able to fit “a second job” into their time schedules. It’s true that people are very ...

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Reduce Stress

August 21, 2009 No Comments

Too much of anything is usually bad for the health. A little stress is actually good; as it could serve to help you function at your best. However, stress that seems a little too much could take a physical, as well as mental, toll to your body.

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Tags: , , , , Health, Self Development

Help your Child be a Successful Student

August 21, 2009 No Comments

Sometimes it seems like the last thing on our children’s minds is their homework and their studies. Unfortunately, this can reflect in their grades and overall performance in school.

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Housecleaning Shortcuts that Slash your Time

June 4, 2009 No Comments

Image by Dalboz17 via Flickr Sometimes it seems like housecleaning is a never-ending, time-consuming chore. Just when we thought we had a day or two off from work, then we have to spend our free time cleaning instead. However, housecleaning doesn’t have to consume your free time. With some clever ideas and time-saving actions, you ...

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Conquer the Household Mail and Paper Demon

March 23, 2009 No Comments

Households are bombarded with paper on a daily basis. Bills, statements, pay stubs, calendars, schedules, menus and permission slips seem innocent enough individually, but when joined with the other piles of unattended paperwork, they can form an army that overwhelms even the best defenses. But you shouldn’t feel defenseless against this persistent warrior. With an ...

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Avoid the Avoiding Habit and Find More Time and Less Stress

March 13, 2009 No Comments

Procrastination can creep in and easily become a habit. Once it does, it erodes your capacity to function effectively. But it can be a hard habit to break. However, with some honest self-assessment and an organized and attainable plan of attack, it can be overcome successfully. Be gentle with yourself when you decide to try ...

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OTHER ADVANTAGES OF UTILISING YOUR HOMELOAN AS A SAVINGS ACCOUNT

You will have seen from the examples above that you can save thousands of Rands and settle your bond...

PAY YOUR INSTALMENT AS SOON AS POSSIBLE, PAY IN ADVANCE, AND NOT ARREARS

If you change jobs and your payday changes, ensure that you notify the bank immediately. Paying just 2 day...

BUY WELL WITHIN YOUR MEANS

A lot of people make the mistake of buying a house very close to the maximum for which they...

DO NOT ALLOW THE BANK TO ADD ON COSTS

Today’s competition between banks for bond business is very strong. This results in them making various offers to their...

TAKE A MAXIMUM TRAVEL ALLOWANCE

This piece of information is closely related to the section on not taking a 13th cheque from your employer....

DO NOT REDUCE PAYMENTS WHEN INTEREST RATES DECREASE

In South Africa, interest rates are often subject to wide fluctuations with little warning. When rates decrease, the banks...

DO NOT TAKE A 13TH CHEQUE

A popular practice amongst companies today is to allow staff to decide whether or not they would like a...

USE YOUR “DORMANT” MONTHLY FUNDS

These examples show how much you can benefit simply by placing funds which you only need at a later...

Home Loan Series Vol 2

The problem, as discussed in the previous article, is the capitalisation of interest, over and over again EVERY MONTH...

Homeloan Series Vol 1

The purpose of this series of articles is to provide bondholders in South Africa with practical and simple methods...